The smart alternative to traditional credit-based financing

  • Get all your qualifying
    projects done at once

    Stop worrying about which home improvements to take on first. Now you can bundle new efficient windows, insulation, and a cool roof into one project.
  • No up front

    Upfront payments are the #1 barrier to moving forward on home improvements – especially those that cut energy usage.
  • Fixed terms up to
    30 years

    No balloon payments. No funny business with rates. Just one low rate locked in for the long haul. Make payments as a line item on your property tax assessment bill thanks to a partnership with your local government. Terms based on service area.
  • Energy savings may pay
    for the improvements

    You can control how much you save. Whether it’s windows and insulation for efficiency or adding solar to the mix, we find the right balance for you and your home. And your pocketbook, of course.
  • Payments may stay
    with the property

    If you sell your home, the payments on Ygrene financing may transfer to the new owner – so you only pay for improvements while you use them.
  • Eligibility based on
    property equity

    Ygrene financing isn’t considered personal debt. Eligibility is based on property equity, among other factors. There’s no reason to take on debt for home improvements anymore. (Your credit report will be requested during the application process).


  • Solar Panels

    • Panels
    • Inverters
    • Pool heating
  • Heating & AC

    • Heat pumps
    • Air conditioning
    • Duct replacement
  • Efficient Windows & Doors

    • Sealing
    • Skylights
    • Shading
  • Insulation

    • Attics
    • Walls
    • Under-floor
  • Cool Roofing

    • Roof replacement
    • Awnings
    • Window treatments
  • Lighting

    • LED
    • Lighting controls
  • Hurricane

    • Impact-resistant windows
    • Strapping
    • Water barriers
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